I’ve used all the rental cashflow since I started investing to buy more and more houses, or to pay off 401k loans and 0% interest for a year credit card loans to scale up.

The letters and post cards are coming to my personal address but they don’t mention the property in question.

I would forget about growing the portfolio and generational wealth until your husband finds a job and you reduce your credit card debt.Credit card debt has interest rates above 20%, there is a strong case that your rentals are not generating a 20% return.

I can use my credit cards to buy things.3.

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt. 

Looking to knock out all credit card debt early next year and rebuild the 6 month emergency fund.

It gives you the flexibility kind of like a credit card that allows you to borrow a certain limit and withdraw funds as needed.

Secondly, if you do offer these services at your property, do you use your business account, debit, or credit card to pay for the memberships?

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

I don't think a gift card is necessary at this point, but if you can exchange addresses and phone numbers that would be great.Think like a neighbor....they are going to be worried about parties, noise, trash, etc.