you have an easy house hack opportunity that does not have the disadvantages of an ADU.  

I definitely have some rose tinted glasses on and am drawn to the idea of 'lifestyle investing' hence why I am trying to get more realistic/experienced advice here.Kathryn and Jonathan, if I had to summarize your feedback;-If it seems so great, it will be competitive -If it is competitive, I am massively disadvantaged not being local/experienced in the market.

From what have been explain to me there are advantages and disadvantages in both situations and they aren't exactly interchangeable.Don't know much more than this. 

If you can’t quantify risk and don’t understand the mechanics of “weighted” average of expected return and range of returns (standard deviation) then you are at a severe disadvantage and should consider a competent investment / financial manager for your investment capital.  

This put us in a significant disadvantage on selling, buyer has to have 20% down and buyer needs to use a Non QM lender too instead of a standard back or broker...

We would try to find solutions for issues as best as possible as long as there wasn't any cost or disadvantage to the utility.

That doesn’t happen without poor underwriting, I don’t care how many economic disadvantages they’ve had to endure.

Which means not only is it not working to your advantage, but it's actively working to your disadvantage...As seen here:@Gary Floring Lets say you took out a $100k mortgage @5%, with a monthly payment of 536.82.

I am interested to know the advantages and disadvantages of using a SDIRA.

They still need to have license.The only disadvantage that I'm aware of is that if the insurance goes bankrupt then the state would not step in and pay you if the state has any money left.