These days too many people have too little coverage in case of a rebuild so you do want to make sure you understand the true cost of a total loss.

By diversifying, but still investing in the most promising deals, you limit the possibility of a devastating loss without limiting your upside.  

Keep in mind it is a risk and speculation, if something happens(market tanks, job loss, etc) then you will be out money.

.), how litigious is your state, your own loss history/ratio as an individual investor, the carrier's overall loss ratio in a certain state/area, the deductibles you've elected, etc. 

I would consider adding loss of rents coverage.

If you are on cash accounting, yes you could do that.On the other hand, you are ignoring carry-forward losses. 

Apparently, not only did they sell at a loss, I didn't get any money back at all and they claim I owe them an additional $40,000 for "renovations" despite no work being done to the building at all. 

@Seidy Lasker Wash sale rules apply to stock options if they are deemed "substantially identical" to a security sold at a loss within 30 days, such as options with similar expiration dates or strike prices.

However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

I know it's a long shot, but I'm currently having lawyers review the signed subscription documents to see if there's any way to minimize the losses here.