With dropbox, I can work on my iPhone or hp laptop or desktop and save all under one roof.

Most lenders are going to use an automated valuation or desktop appraisal. 

I try to keep my investor clients and contractors on the desktop version where I can produce Job Cost reports at the push of a button for my clients.

It’s rare that I use the desktop/browser version but that does have a few more features than the app and may be useful when getting set up initially. 

What people fail to realize with many seconds is these are desktop appraisals, which is not someone even visiting the home, and the CLTV also can be way off from the appraisal.So personally i agree, for my business - we see it as opportunity. 

I've never used QuickBooks, but after investigating, it seemed that I would have to go with the Desktop version (versus the cloud based version). 

I realize this post is 2 years old but someone may have the same question.I use Microsoft One Note for Desktops, it's free and stores your notes in notebooks with tags that are easily searchable for reference later.I have notebooks for Note Investing, Real Estate Investing, Information Technology, and Digital Marketing.Usually, something that I'm studying falls into one of those categories and each notebook has subcategories. 

However, there are some surplus lines carriers who write master policy programs for residential real estate portfolios who don't inspect homes in person at all, but just do a desktop inspection while underwriting. 

Some lenders will require secondary appraisals, or a desktop appraisal, will want to see some sort of improvement on the property, and may have cash out restrictions. 

@J Scott, it looks as though you're using a Desktop version of QuickBooks.