I used the excess funds to add an ADU via a build-to-suit exchange.

The problem with using credit card funding is it destroys your DTI and thus lowers your credit score.

We are trying to not use our retirement funds.

Just wanted to mention that the cash out refinance funds are not tax free forever.

Quote from @John Friendas: I am trying to find the cheapest funding on a property I recently offered on. 

Hi David, you need a discounted propety, have you tried hyper focusing on off-market properties in your desired area.  

Use the funds to buy 1 -2 LTR rentals cash or use a loan and get 3 - 5 LTR's.

I'm not factoring this in right now, going based on the numbers I see.Definitely able to put down additional funds to be creative with a lender, at the numbers you are thinking. 

Does anyone know of a group or angel investors who would invest up to 5M to fund a luxury 6 room micro resort in central coast wine country in California? 

Investing institutionally on behalf of our fund investors sparked my desire to pursue my own investments and create wealth independently.For my first property, I plan to use the BRRRR strategy, likely with the help of a hard money lender.