It depends upon what your current rate is, how much equity you have in the property, does your current financing have a prepay, and what your plan is for deploying any cash out.

While doing that, rethink how to best invest and deploy your corpus.I saw this article and thought of your plight.  

From there it's just math, the metrics of where best fit's for that strategy deployment.

👋I'm Richard from Toronto, Canada, and I'm looking for recommendations on the best locations in the USA or the Caribbean to invest in for a long-term hold (10-15 years).

So if I am looking at an asset as a 10 year play - I look more at the location, schools and how has this market performed in the past excluding covid and 2008 which were extenuating circumstances.Reality is right now shorter term plays do not work based on numbers and cost of financing - we went through this same thing in 2001-2004ish timeframe where properties would appreciate 2-3% per year and after buying costs and closing costs - you were not making money on assets unless you performed the labor or found a really good deal.this is how real estate "typically" is - which is why everyone always says location location location - because after a decent holding period, you will win.

The success rate will hinge largely on location, type of property, and cost of property.

Location, location, location.

Reminiscent of the " I have $3M to invest, how should I deploy my capital posts". 1.

Like @Sarah Miller and @Marcy Albrecht said, you can buy places within the city limits but it's still about location. with that said, i'm always looking out for my end game. one of the issues with buying in certain parts of canton is that when you decide you're done, you may not be able to unload your properties.

Are you located in the Capital Region?