I’m currently targeting properties in the $200K–$500K range, depending on the location and potential cash flow.

Quote from @Mike Sfera: This depends on the PM that you are speaking with when you reach out.

There’s no risk and all reward because if somebody can’t provide ID, they’re not going to be able to rent from me anyway.  

I know that ideally, I reach out to my broker or any other reputable insurance provider to get a more accurate estimate.

They must provide quality service, or their clients won't want to pay the price.

Quote from @Roger D Jones: SamEveryone here is providing great points to consider and if you were my son I would say that at 360k this 'dog needs to get put down'. 

They will not provide you that documentation.

I find that depending on the market $300-500/mo are fairly normal and if compared to what you would pay with a single family home on some utilities, maintenance, and management, it's a good deal.

This is rarely an issue provided you still perform.The raising money part is more complex.

Not here to provide an  endorsement or be critical of the lenders on this list but volume is not by any means an indicator I would rely upon when selecting my banking relationships.