Although there are best practices, everyone prefers to set it up with their own unique flavor.

So maybe that's stacking savings, maybe paying down debt, improving FICO, or maybe it's raising capital, whatever, the details don't matter because there is 101 flavors out there, all that matters is what is your 1-Thing NOW, do that, THAT alone, with fanatical focus like a fat-boy on cake!

You’ll always put your own flavor to a concept.

In Michigan, there are several flavors of eviction.

Plus you lose whatever interest rate you got in 2022.I'm repeating what @Mike Dymski said with a bit more flavor.

And how hungry did someone have to be to say 'mm, that 8 legged sea creature with the snappy legs looks delicious'.

They age the barrels on ships at sea and it has a very complex flavor profile that is very salted caramely to me, I only drink it when I hit milestones or goals!

@Jeff Langley Better use hickory flavor, yum :-) I don't know enough, can you moderate the temps with wood burning at all?

I’m trying to quit, but they keep coming out with new flavors. 

McDonalds sells a delicious burger at a reasonable price and I am happy.When a pimply faced teen offers to toss a slice of processed cheese on it, the price goes up.My decision becomes obvious.