Once you got conviction, make a move.

Personally I don’t think anyone should be banned unless they have been convicted of a crime that could harm people on this site.

No country endeavors to allow every man and woman, even many convicted felons the right to have an equal vote to the wealthiest person in the country.

Don't be discouraged, if anything you want to admire the inflection point of the discipline, conviction, and analysis you'll do.

People who sign up for his course automatically become members of the “RAND” clubs (Robert Allen Nothing Down clubs) where the emphasis is on buying real estate with “nothing” down.1979 - Wade Cook (convicted felon), Ted Thomas, Carlton Sheets, and Ed Beckley pioneer using late night infomercials to sell their books, tapes. and “complete systems” for $999 discount to $599 if “you act now”1981 - Real estate investment clubs are formed around the country following a REIA formula - many RAND clubs are merged into these REIAs1981 - Jimmy Napier, Joe Land, Ernie Kessler, and John Beck appear at REIA Clubs as featured guest speakers, selling books, tapes, etc “in the back of the room”.  1983-1995 - The guru industry is dominated by late night infomercial gurus, many trying to disguise the commercial as if they’re a guest on a talk show.  

I don’t want to do the wrong thing and have my money lost or swindled.I would say as a percentage, 1-10% , depending on your conviction. 1% might honestly be all you need to see awesome returns, and if it goes to Zero, then not much was lost overall.

Good job though on having conviction, that's where most of us are different. 

A drug conviction can’t be denied unless it’s selling because using can be an addiction and that can be seen as an illness which is protected.

I would advise you to approve this applicant unless there is a strong, objective reason not to - such as eviction history, a recent criminal conviction, or their income (including all disability income) is less than whatever standard you have used for all of your past tenants.  

Among a few other things, if you don't have conviction on how to move...do not move.