BUT, I am sick living in construction and would like to move to a new home and then finish fliping and sell or hold the two homes asap.

I was broke enough that I couldn't afford rent at my apartment, but fortunately my landlord didn't notice, thanks in part or in whole due to some substance abuse issues.Anyways, when visiting my mom in the neighborhood where I grew up, I had noticed this construction van at a house on our street.

As mentioned before too, newer construction tends to sell at a premium too. 

I'll bet you a cup of coffee no one has working keys.

Determine if the area can support new construction.

If they do, your best bet is a local community bank that funds these types of properties.Another option is a private lender but that money will be pretty expensive, as mentioned 10%  + 

There are HELOANS - at that juncture, your best bet is to evaluate what is called the blended rate and compare that to an entire new first lien (cash out).

Kieran, the best bet here is to refinance with a DSCR loan.

Best bet is to try local and credit unions, possibly may have some programs for better rates.

I am thinking construction loan, but how to pay for it while the construction is going on is a different story.