What’s exciting about your journey is that NYC has so many unique opportunities—you’re not just buying a place; you’re investing in a lifestyle.

If you live paycheck to paycheck and do all this you are never going to become an investor because you aren't willing to change your lifestyle now for something you can have in a few years.  

Financial freedom goes beyond simply replacing your current income—it's about sustaining your lifestyle for life.

In some of the big cities (speaking in Canada), you have people who want to live in Toronto or Vancouver, but they can't afford the rent with their lifestyle...and they don't want to move.   

This unique blend of economic opportunity and lifestyle appeal positions these cities as prime locations for both investment and personal residence.You mentioned Roan Mountain and Watauga Lake.. both are fantastic draws.

I hope you can achieve your ideal lifestyle.

@Kody SmithDepending or your time, lifestyle, goals, and time to exit, the Reno, NV market is worth looking at.

But, ultimately, it could work if you don't mind a low ROI.It could make sense if you look at a lifestyle rather than an investment purchase and you're just happy to cover your costs.

Those rentals debt serviced and also covered my California monthly rent (I know some of you may question paying someone else's mortgage) but at that time, I preferred the renting lifestyle which placed me much closer to work, my family, my clients, and friends.

The lifestyle, weather, etc are perfect for me and I'm so grateful to be living here!