You've done a great job with keeping your debt low so I have no concerns about your level of discipline to use/reuse a line of credit.All the best!

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

having a HELOC to have an emergency line is smart since if you really need it in a crunch you could draw funds within 1-2 days or less in most cases.

They have a good set of advertisements that focus on their whole house strategy which is good IMHO.We are running about 50/50 on bookings for 2025 right now.

Did you just use all your cash on a new acquisition?

On top of that, we have found that homes with a great view (forest or lake view), or proximity to the clubhouse tend to book better. 

Or maybe a favorite way to stay updated on local rules?

My numbers on the deal were as follows:The Property was in Hales Corners. 

She did so on her own after I gave her notice. 

Luckily my agent lined up another buyer right away.