I have sales reps that know me, free delivery, net 90 billing, constant product updates a bullet proof warranties.

It is just ridiculous how old hosts keep questioning about what my proof is when you present 0 proof for yourself.

Forget collections agency.

What I've had clients do in the past is make an offer without a financing contingency where they tell the seller that they are getting a mortgage to close the deal, but also provide proof of assets to show that they can/will close by liquidating the assets if the loan gets declined.

Generally speaking, with SFR or small multis, I just rely on the lease/rent roll (and some form of proof of payment; i.e. bank statements, deposit receipts, tax returns, etc.). 

If they fail to pay, then you can choose to try eviction or just hold the charges until the end of their lease and collect it from their deposit.

That is an upfront game plan with numbers that should be somewhat fail proof if done correctly.Lastly dont forget that 85% of people who take out a HELOC end up doing a refinance within 3 years to consolidate into one loan. 

For example a 25 y o applicant who has used credit minimally and has an unpaid bill of $50 in collections from when they switched phone carriers may have a low score, but the only negative on their credit is this one SMALL $50 debt.

For example, we need proof of renters insurance and proof they put electricity in their name.So, it seems odd that you are accepted but they keep wanting more information. 

@Jaycee Greene  they require a non refundable deposit and give 48hrs to see proof of funds