Instead, you’re attacking a strawman and questioning the knowledge/character of others.

I am always fully transparent and the owner in that situation is a long standing business associate that knows my character, experiences and background, strengths and weaknesses included.

WE get our spec loans from local community banks that specialize in lending to business's in the community.. they are not retail banks they are not looking to amass huge small time checking deposits..

We could use more leaders with his character.

Dumb decision that I don't support, but I don't think 1 DUI should be a character killer.

I am going to check it out.

You should be able to get a good feel for their teaching style by checking out social content and youtube videos. 3) Need to be willing and able to give you their time. 

Bay windows or built-ins can be a subtle way of blending modern convenience with the character of Ardmore’s older architecture.

___May want to check with your seller than!

Quote from @Jeff Calcaterra: We have a potential tenant new to the area who has gone through a paid background check, signed a background check authorization form, sent us a LinkedIn profile, sent an offer letter and says he is willing to send us paycheck stubs, but says he doesn't want us to call HR to verify employment because he is supposed to have found housing already.