A couple expense assumptions:Insurance: .6% of market value per year ($1300 to $1700 for garden variety SFH)Repair buffer: $50/moPM: 8% of gross rent + 80% of first months rent HOA: Ranges from $0 to $50/mo.

She stated that even tried to add buffers to the date of returns proposed but that of course didn't work if you haven't had your deposits returned.

When those elements align, it gives you a buffer to handle the inevitable challenges that come with a fix and flip or hold.The entry price, especially, is such a game-changer—it can turn even a tricky project into a win if it’s favorable enough.You have to be able to put together all the moving parts, and make all the planets align! 

I average these two numbers and use that as a baseline, adding a reasonable buffer to set the threshold.This approach helps ensure that tenants don’t feel micromanaged but also protects you from excessive utility usage.

Your PM is there to act as a buffer between you and the property.

Just make sure you give yourself 4-6 months of buffer time to look for the next property once the lease is signed on your current!

Remember to always budget 10-25% (depending on age/condition) extra as a buffer.

Plus, holding onto it gives you a buffer if the market shifts.

And also try to prepare a buffer for unexpected issues (there's always something!).

New investors get way too stuck on LLC setups and the like when they really don't have anything worth taking, and those with loans have partners that provide some buffer anyway - the bank, who's going to end up with the property if anyone sues you successfully enough to get a judgement, which means it will be the rare attorney who even takes the case.