There are better options that don't have minimums.

I don't see it as an issue but many still do, at least in my small town where the majority of renters are elderly people looking for low maintenance housing options.

Hey @Lei Wei I'm from Maui and have been in STRs since 2012 but never bought in Hawaii because they are not friendly towards STRs.

@Rene Hosman all good options! 

I'm an investor and mortgage broker and have options for loans that go as low as $75,000 and down payments as low as 15%, which makes it easier to stay above $75,000.

For instance, a friend of mine transitioned into the BTR market in Austin, Texas, after noticing consistent rental growth.

Staging your house well can help you attract more attention from buyers, which ultimately helps it sell faster and maybe for a higher price than an unstaged home (see visual):What Are My Staging Options?

I recently helped a friend who was in a similar position - looking to tap into equity for a rental property purchase in Phoenix.

Make friends with investors.

@Seidy Lasker Wash sale rules apply to stock options if they are deemed "substantially identical" to a security sold at a loss within 30 days, such as options with similar expiration dates or strike prices.