With this one I would a paragraph that states " in case of any unforeseen circumstances due to the plumbing, we ask that you not flush wipes or pour grease down the drains "  that way you have stated that in the rules part of the listing.  

Being that you are a full time nurse with a baby on the way (Congrats by the way) time will not be on your side.

Healthcare while essential, may be beyond its peak now with baby boomer's passing away in larger numbers.

Once the baby comes and one more on the way, even better.  

If you guys can just give me a week or so ( wife and I just had baby #2 ), I will set up a virtual meet up and look into doing one in person about a month out from now.

This is has BK written all over it with monetary wipe outs..

Many hundreds of wasted hours, that if included, would wipe out a significant amount of earnings. 1.

I also wouldnt let your mom go into 2nd position on an investment property with any sort of restructuring; it doenst sound like she's in a position to risk being wiped out.Overall, though, if you want cashflow on the new property but cant achieve that after a refi into a market rate loan, it probably makes more sense to just flip it, pay off your heloc and your mom, and use the remaining capital for the next deal.

I've emailed them multiple times now and they have not responded at all to me about what is going on or if my investment is completely wiped out.Sorry that's frustrating.

I paid about $1500 in closing costs between title, appraisal, etc, but the original loan was wiped out in favor of a new lower rate.