While insurance might cover the reconstruction of your property, the community's recovery could take years or, in some cases, never occur.

Apparently she’s made some recovery progress to the point that returning home would have been an option.

I go to investigate and there is a middle age lady with a nice wrangler (I suspect 35” tires, recovery points, not old (in good shape)).  

It could be a long road to recovery—meaning there is plenty of time and there will be plenty of opportunities.  

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

You're going to have your signature as a guarantor on the note, so even with an LLC if you default you can be sued for recovery of any shortfall. 

However, rates have since moved upward.A 30-year fixed rate mortgage is once again sitting around 7% interest:The real estate industry hoped 2024 would see a recovery in which mortgage rates fell and home sales climbed.

My problem is Form 3115 and the -4 election (I think) because I want/need to aggregate my properties but also "pay myself" for one of these for use in my Property Management LLC that leases from me and uses the home as a Recovery Residence(housing only/no services provided)Is there anyone that has experince or would be able to point me in the right direction toward someone who can wrpa up these two issues on my taxes?

And that is really saying something because I invested a tremendous amount of myself and time into my small business and learning to play guitar and my personal recovery and growth as a person.

I plan to stop being an athlete in 2-3 years and turn into a full time investor/developer , Im ready to learn and put the effort in it.