Bottom line....sounds like a scam. 

They are pure GARBGE. 3 months after they issued my premium I still get calls from their clowns to sign something and that insurance is not bound....I dont believe they are operating a insurance company, likely a scam artist to be honest  Sounds like this is an issue with their call center/in-house agency? 

Your Dad left you a blessing, don’t let a con artist turn it into a scam.

I do not know this one specifically but most courses and coaches online are a borderline scam.

Or they run a scam where they pretend to be the landlord and steal prospective tenants security deposits.

There were even anti-development people from outside the community that came to try to shut it down. 

This seems like nothing but a scam.

Thankfully our governor here in Alabama recently passed anti-squatter legislation. 

I had never fallen for a scam like this but Dutch is really believable and uses the God and country stuff to entice investors.

I'm in a number of social groups for private lenders and have run into a lot of scams.