Stock market returns have been good and I don’t have the headaches of dealing with any additional houses or guests.

Are there any additional considerations?

Planned energy-efficient HVAC installations will replace outdated ceramic heaters, reducing tenant utility costs, lowering insurance premiums, and qualifying for utility reimbursement programs—a win-win for tenants and investors alike.Inflation HedgeReal estate is historically a strong hedge against inflation.

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.

I can send a million articles, but i encourage you to go to maricopa.gov in addition to the city websites where you will see all the development going on here at a micro level. 

Additionally house tenants bring more of their own appliance, like refrigerator, washer and dryer; which means tenants are responsible for repair and replacement of their own appliances. 

If you are a broker, I would add some additional lending partners as it can be found!

Leverage technology to reduce your labor costs where appropriate.6.

This plan also offers many integrations (at an additional cost) depending on what your needs may be.

Options like a unique amortization schedule or a 3/2/1 or 2/1 stepdown interest rate could provide initial relief to get you through the renovation phase while giving the seller confidence in a structured payoff plan.To determine an entry point, consider reducing the price based on the current NOI.