Additionally, do you think masterclasses or training programs are worth the investment?

We have exclusive deals that could be the perfect addition to your portfolio!

Brenden - An additional $3k per month by paying $50k?

So it can be much better to keep the existing policy, with you as the primary insured entity, and add the wrap buyer as additionally insured.

If your business bought a vehicle and you deprecated all at once  that is going to be a significant decrease in taxable income , but as seen above you can add it back for your income for the loan.In addition, if you have any debt on your personal credit report that you can show that the business has  paid the debt for 12 consecutive months you can exclude that debt payment from the debt to income ratio.

I was drawn to real estate as a way of investing money I have saved up (around $130K with additional funds to leverage out of a 401K if needed), and potentially creating reliable cash flow over the next 10 years. 

While additional units may bring in more cash flow, managing tasks like lawn care, snow removal, and hallway maintenance becomes more complicated.Another overlooked factor is managing tenant relationships.With a single-family home, there’s no concern about tenants disturbing each other—there’s no one living above, below, or next to them.

Additionally any pros/cons for using FHA loan would also be much appreciated, thanks!

Additionally, consider reaching out to real estate agents who specialize in investment properties.

General Liability ($1M/$2M) with you listed as an additional insured2.