I'm here to grow, learn, and build a community in the Staunton, Virginia area.

Or does anyone have advice on how to find a good cold calling VA?  

I would go the VA loan if you can, no pmi will help your debt ratio as well.  

Our thoughts on the Yurts were like yours at first until we stayed in one in Virginia over last Christmas and it was not just a tent but a two bedroom, full bathroom, full kitchen etc...  

It's a 3 restaurant package in West Virginia (where we already have a base) and includes 1 piece of real estate.

I am currently helping a VA buyer purchase a home with an assumable VA loan in Skye Canyon.

Over the next 5–10 years, I plan to scale to a portfolio of rental properties and eventually diversify into syndications.I’m particularly interested in the Lynchburg, VA market and other areas with strong rental demand.What I Bring to the Table:I’ve been saving aggressively, and I’m exploring physician loans to help get started with minimal upfront costs.I’ve done a lot of reading (shoutout to BiggerPockets books!)

Your realtor will be able to give you a much more detailed market specific answer but with house hacking and a VA loan it should be possible to get 0 out of pocket.

.- If you purchase a home with a VA loan by using an Agreement for sale / contract for deed that is the exception. 

@Jonathan Yake did you refi to free up your VA entitlement?