Some Instagrammable indoor-outdoor carpet, chairs, and umbrellas, and you can take it up a notch for less money.  

Consider whether an LLC is right for you—it can provide liability protection but isn’t essential for a single property, as personal liability insurance and an umbrella policy may suffice.

Many companies offer 300K max and above that they'd need an umbrella. 

•Gear-Friendly Accessories: I provide rain ponchos, umbrellas, and even color-coded towels for drying off pets at the door.

My brokerage is part of Anywhere RE, we have the biggest names under our umbrella (ERA, Caldwell Banker, Sotherbys, BHG, Century 21) and we have a fantastic referral program that I can hand pick an agent anywhere in the country and interview them for you to make sure they have the qualities you are looking for.

Quote from @Shakthi Kamal: If you don't know the answer, choose the umbrella insurance.

For liability protection, consider umbrella insurance, and ensure your accountant understands rental properties qualify for deductions without LLC ownership.

We have rentals, home, auto and umbrella with them. 

I believe solid insurance and a good umbrella policy will suffice.

I have a few dozen rental homes, and I've found that the only master umbrella liability policies my agent can find now require $1 million underlying liability coverage on the landlord policies.