When dealing in and trying to quantify the value of notes that are outside the “cookie cutter” Fannie/Freddie parameters it takes an experienced and knowledgeable underwriter with experience in just this area.  

Someone who is less risk averse may be willing to wait to see if rates drop more significantly and take the higher rate for now and refinance down the road but for the less risk averse, it's definitely a meaningful conversation and pretty easy to quantify by taking the cost and dividing it by the monthly payment savings to determine a "break even" period to see if that makes sense for the client.Curious to hear others' thoughts on this.

I’d consider what your actual damages  are, if they are easily quantified and can be proven to be caused by the non-disclosed issues, and then use that to determine if it will be worth taking up a fight.

Can you quantify that a little bit?

And lenders are at end of day just statistics machines, that is the job of an underwriter, to quantify an applicant into a mathematical risk score. 

It's hard to quantify these but let's say around $6.5k a year.

I can quantify, but our expectation is that they are active house flippers who do this full-time and professionally, with at least a handful of deals under their belt over the past few years.For us, the initial discussion is on their background.

We manage a lot of properties in C class areas, there is money to be made, but you need a quality asset,  a great screening system, and you need to be able to realistically quantify the risk. 

Can you quantify any of these?

These are very good lists how LP should quantify the data and  risk before even investing.