Paul Scammacca
Am I stuck now DTI??
8 March 2025 | 8 replies
The math on DTI for conventional loans is:Rental 1: $1K/mo - rental 1 expenses (PITI and other costs)= $200/moRental 2: $1K/mo - rental 2 expenses = $200/moW2: $11K/moIncome = $11.4/moOther debts (not rental loans) $3K/moDTI = $3K/$11.4K = 26%So if you truly have positive CF then you don't have a DTI issue due to these rentals.
Chantel Holsather
Renovate to increase cash flow?
6 March 2025 | 8 replies
Doing the math for maintenance savings: $200.00 month, Cashflow: $308.93.
Frank Sichelle
Rise48 Preferred Equity Fund / Capital Call?
1 March 2025 | 3 replies
Math can sometimes be fuzzy for me but when you pay yourself $7 million and send back $1 million, you're not contributing.
Keith Groshans
Keep Idle Cash Working in SDIRA
17 February 2025 | 9 replies
If you do the math, since your borrower is paying interest on interest, it raises your effective interest rate by about a point.
Mike K.
RE Investing - Not a good option right now
3 March 2025 | 114 replies
There is a lot more than plain math to REI.
Darren Samson
House Hacking a Mixed Use Property as a Newbie
23 February 2025 | 5 replies
My math is showing I'll owe $942 a month to cover the gap between the two rental payments.
Don Aleshire
Advise for managing property of out of state
2 March 2025 | 23 replies
It makes the math very tough on purchasing, at least from my perspective.
Christian D.
Austin Williams
Leveraging VA home loan
24 February 2025 | 20 replies
(Fuzzy math--would need to see the details, all the other disclaimers...)You can use a rental agreement to offset the payment of the home you are departing for underwriting purposes on the new purchase loan.
Mike Hodges