Account ClosedAdding your property manager as "additional insured" is standard practice and beneficial for you.

Quote from @Mel Rosario: HiDoes anyone know which companies that are willing to insure multiplexes in California, particularly coastal Oceanside, CA? 

We're getting nailed in auto insurance too.Any ideas why these states?

I knew the fire insurance would be CA Fair Plan.  

Insurance-  replacement costs.  

Regarding insurance adding additional umbrella insurance is great idea. 

Hi Pegah, consider this -renters insurance may not be available at all during the entire time they lease from you.  

@Suzy FarmanHere’s what’s worked for me:Leverage Airbnb/VRBO: Many insurance companies use these platforms via third-party services.

The very tragic LA fires have generated a lot of discussion about insurance costs.

@Vincent WeselakIt’s a good idea to get an estimate for your insurance costs upfront since this can vary based on the property type and location, and it’s a key factor in evaluating your cash flow.