Quote from @Sol Romand: I would say credit monitoring Thank you for the Help!

I'm glad you reached out for help.

This means with my numbers it will be cash negative.how will this help you scale to 3 to 4 deals a year to get to 20 deals?  

We always want to help if people let us.

Now, people are fighting back to appeal the raises. 

With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect.

About 1/3 were in limbo--neither rebuilding nor selling, while owners tried to decide what to do--sell, rebuild, or fight with the insurance company--or just didn't have the money to rebuild and didn't want to sell. 

so - call some lenders.hope that helps.

So you are fighting an uphill battle. 

Networking with local investors through BiggerPockets, Facebook, and meetups can help you navigate the market, while avoiding common mistakes like underestimating expenses, poor tenant screening, and hiring the wrong property manager.Good luck!