Quote from @Ethan Blue: @Brent Mendenhall @Dutch MendenhallI am an inner circle member with RAD and I just wanted to add what my experience has been like.First off, I am not hear to speak ill of RAD or to sing their praises, I am simply explaining what my experience has been from my own perspective.

Satanic, my foot.This just looks like the result of run-of-the-mill substance abuse and mental illness issues.

But ill consider your advice.

All but 1 tenant had to be evicted, was arrested, or went missing due to mental illness. 

I've researched local markets and don't think Ill have any issues finding a renter at about a 10% return after taxes and insurance. 

If I downgrade I won't get the project tracking feature :(I"ll be giving a Xero software a try.

Ill fill out this form!

Ill be about half way.

Start with your primary, rent out any spare bedrooms "house hack"Use that to practice upgrades, kitchen, bathroom, curb appeal... etcNow you have experience as a landlord and flipper, use that to buy a distressed propertyAdd 40% equity to the property through home makeover, refinance into a low cost mortgageNow you are cashflowing a healthy margin on a second property, use that to build equity over time, cashout later and buy your duplex/quad.If it's going to take you 10 years to save up a down payment for a small apartment building, yeah it makes more sense to start growing your portfolio with cheap SFR flips instead.Every market is different, every borrower is different, every property is different, it would be ill-advised to recommend anything without recognizing the individual's nuanced goals and objectives with their next acquisition.

Hey could also claim he was mentally ill, not of the right mindset, he could argue he did not sign the agreement someone signed it for him.