That would likely take several months and cost a bit of money though. 

Count on the rate to be at least 1% higher than where you'd be for a primary residence, and to maybe even cost a little in points depending on the program, your credit scores, etc.Happy to help you think on this more if you want to setup a call.

@Maria Murphy my # 1 idea for this is the Costa del Sol but it's not the only area.

The other 40% realizes it will cost a lot of time and effort to move and that they’ll likely be paying even more afterwards.

@Rui Dias Costa Obrigado ... it is hard to find data on PT.

My original idea was to grab a 2 family and lower the cost as much as possible I'm OK with just having a property that can allow me to pay less rent -- it doesn't have to be a cash flow out the gate. 

The cool part about house hacking it too at 100% VA disability is I won't be paying the taxes on it while living there so that offsets the monthly cost a bit until I get something else to rent it out fully.

Stuff that is good to look into, it does cost a good amount to pay each month, but there are people who want to sell today and need a quick offer.  

As you mentioned, there are plenty of coaching programs that cost a small fortune and may not be all that helpful.

Winter doesn't bring too much extra cost as long as the home doesn't have outdated appliances and has sufficient insulation.