CA sun shines better, CA water tasts better, girls are prettier, bestest economy, just EVERYTHING in CA is better..... 

It always seems the people that don't live in CA or have ever lived in CA are always the one leading the bandwagon of "why would anyone live in CA?".

Check out this table: https://www.municode.com/library/ca/oakland/codes/...This is what you're looking for: https://www.screencast.com/t/Xkyp3OZWkI Oakland, for a building with 3 units or more you need to have a lot sized at 7,500 sq ft.  --- From the zoning code it says, an RM-2 zoned lot can have "1 unit per 2,500 sf. of lot area"If you don't meet that lot size requirement you'll need to make a request for a variance, then post notice about the desired change in front of the building.

Not everybody can: https://www.biggerpockets.com/forums/51/topics/1075919-five-...Also, cost segregation will not help you with your CA state taxes, only (potentially) with your Federal (IRS) taxes.

Purchase price: $395,000 Cash invested: $39,500 We were dreamed buying home in California, but we just turned our around.

Lloyds is offshore and I see them a lot in FL where they have the same issues as we do here in CA.   

I'm going to do new post referencing insurance - this has been a big topic amongst my California friends. 

I am looking to invest outside of California for the first time.

I live in California and I own three rentals free and clear.

Insurance challenges are growing nationwide, not just in California.