We are extra cautious on rural properties and condos, and likely won't get involved with any of those types for the foreseeable future.ARV is the biggest variable that can mess up a deal in my opinion, so logically, I think the most emphasis should be placed on that as well to make sure there is a buffer for the changing market.

This is an interesting podcast by the cohead of global real estate at Black Rock. 

Are there global hard money lenders?

Put more of an emphasis on what you want in life vs.

The better the numbers and property look to the lender, the less emphasis they'll put on looking at the credit reports.

Las Vegas will have its first major national sports team (NHL), Faraday Future is a new electric car company that is building a huge manufacturing facility, (not putting a lot of emphasis on this because it can possibly flop you know like Fisker).

Add seven years for history's sake, and one might erroneously assume we are coming out of the "down cycle. " Then, lets add for a few additional culprits: easy money (our old pal), over development (another old pal), consumer confidence, global markets, technology, emerging markets, government regulation, consumer paradigm shifts, unemployment, aging infrastructures, and political paralysis, to name a few; and we can easily argue for 8, 9, 10 years of down cycle.

Since everything is going more global - there really should be a national license with a minimum fee paid to each state to do business there.

This is an invest property with the emphasis on INVESTMENT.

This morning, in conjunction with Chris Clothier and the Memphis Invest team, we released an important study of real estate investors, their intentions, and their impact on the housing marketplace.The study was conducted by a leading global market research firm, ORC International, which has conducted the CCN|ORC International poll since 2007.