Maybe in NC, but not up north where @Crystal Dundas is located.

Originally posted by @Crystal Smith:@Jay Helms We partnered w/ a GC on a flip.  

Their crystal balls are perhaps marginally better than mine, but not accurate enough to make money in MOST instances.IRR or a consistent NPV analysis are each fine.

We are in a top heavy market now and no one has a crystal ball.

I have used crystal windows in a few projects. 

.- We have many Crystal Reports that we had custom made to the boss's specifications.

@crystal em thank you!

@Brian Bellew Crystal ball is a little fuzzy =/I think anyone who tells you they know anything with any reliable degree of certainty 5 years out is selling something.Generally, it seems the new rules in place will prevent a major depression like the one we just had.  

ALL prices are driven by supply and demand so understanding these forces will give you the crystal ball you are looking for.

We could invent hundreds of scenarios where the government does crazy things, people stay longer than warranted, people tear up the house, people declare bankruptcy, etc.If you read through the rest of the thread there are crystal clear comments about how the lender is compensated for the extra risk.