There's certainly no shortage of attorneys in San Diego and you should be able to find an experienced real estate attorney, but they are pricey.Feel free to contact me if you'd like some referrals to SoCal based carriers, agents and attorneys.Best regards,Rod  

Just a guy wondering aloud.There was a time in the not too distant past when the most common billboards one would find on the main thoroughfares in the area were by companies who would fix your sinkhole, or the lawyers who would help you sue your insurance carrier. 

Also, with my main carrier (Nationwide), I would have reservations about insuring it due to these issues.

It's such an untapped market and virtually none of the major carriers are offering a product to meet the need.  

The title insurance carrier, First American Title, this attny uses will not write a title insurance policy on the deal, thus he is not able/willing to close the deal.Back in 1994 (three owners ago!)

-My truck insurance (which also has the non-owned vehicle coverage) is a separate policy-My workers comp policy is through a different carrier and will not be affected by my decision to open a PM only company (other than the fact that the policy will transfer to that new company because that company will become the employer - but there will be no additional cost).I do not manage other people's properties, and I do not do any work for hire whatsoever.

Even if your current insurance carrier will do it, they will most likely have many "Loss Recommendations" that will need to be implemented before they will start coverage/ add to your current policy. 

You will likely be able to consolidate your properties into between 1-3 policies (depending on property types and carrier options) and that will give you at least 2 major benefits:1.

Once you get beyond a handful of rentals (this # can be different for each insurance carrier), they feel you are running a business, and your portfolio is becoming more commercial than personal.Does that fully answer your question?

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