The lowest hanging fruit for them is the liability insurance coverage. 

Everything on Kauai is an appreciation play--and frankly, I don't want all my eggs in one basket.  

Your real estate analysis is yielding great fruit.  

Those of us who do this not only want the higher returns, but love the process and seeing the fruit of our labors. 

The low hanging fruit just completely vanished here. 

Targeting low hanging fruit that everyone else is targeting is madness :)

Creating a buyers list is one thing, but knowing those buyers, what they are after, how fast can they close, what sort of financing do they need to use, that will give you a much more fruitful database of potential leads to sell to. 

If the property is at its peak value  and you think rents will not go up significantly in the next few years and your only thing that can go right is interest rates come down - you are putting all your eggs in that basket.

You LOVE to provide a warm and welcoming vacation experience for your guests and see the fruits of your labor thru the profits.2.

If I go 1:1 I'd have to go into the luxury home market which does not tend to show a good returns, is susceptible to market swings and will put all my eggs in one basket on a property that can floor me if its vacant for a short period of time.