Sorry didn’t mean to imply that you were doing any thought crime...Lol.  

They are just as the name implies but she spoke as if the deal was locked up so I had to do a little research. 

Every tenant must always be screened as a standalone applicant.You scr*wed yourself by implying that you would accept this applicant as a tenant.Tell your tenant that when his friend has a minimum 2 years work history, with the same employer, and a income 3X the full rent you will be happy to screen him as a potential tenant. 

That would imply that all the homes for sale are being purchased...

It will add to my property and rent value in future (hopefully).The tenant has sent me a notice of repairs with google-search copy-pastes of NJ "Implied Warranty of Habitability" clauses.

I am always looking for like minded motivated people to discuss real estate.I was a Trainer at a call center in Mobile AL that took calls for AT&T.

Quick example (not implying you're a hoarder) - FSBO has $2M home that is beautiful, refuses to move out of property to list it.

I was most hung up on the fact that one MLO said 24 months rental history requirement is Fannie Mae requirement (implying that the national bank would also follow the same rule).  

He has not said this to me directly, but allegedly he implied this to a previous roommate when dealing with the same issue two years ago.

The numbers you are throwing around seem to imply you want to buy & hold rentals...everyone has their opinion of the "best" type of property, and my personal preference for hitting the numbers you're targeting would be a multifamily property.