I am going to borrow Gordon Gecko’s famous quote with a twist:Debt for a lack of better word is good...For personal debt with short term maturity such as credit card (revolving credit), has the following nature:Current Liability1.

Things of note: *They didn't take the time to answer all the questions on the application, many were left blank*She has less then 600 credit, multiple delinquency, serious delinquency, revolving credit to high.

What you described as a "niche" rental client with the Law students and the revolving lease where they are like sub-leasers and you retain the ability to tell the Judge that they are on 30 day rental contracts would not work here in Tampa.

@Cam Jimmy, I would be okay with these renters and this process.  

They have have a CAM and CAPS designation.

Which makes filling 20 pads capital intensive.Another way is to find a revolving credit lender and do the above step but with chunks of cash that you pay debt service on from the eventual down payment for the lease/credit purchase program of the home buy a tenant buyer.  

These mostly revolve around manufacture of controlled substances or manufacture or sale while in, or from, public housing. 

Each of those will have different implications, expectations, and termsI've worked with a few sources of private money and am constantly looking for it here in North Carolina, and the discussions generally revolve around the same things - they want to know how well capitalized you are, what your experience is, and what the deal looks like. 

We just got a used 2014 SUV with lane departure, backup cams, and towing capacity because we need that now.

Everything revolves around tech, and the tech industry has been building inconsequential and unsustainable products for over a decade now.