Commercial money is expensive, and I think an unnecessary additional expense.

My partner provides the labor (and is willing to pitch in some cash, but he doesn't make much and it feels unnecessary and complicated for him to pitch in cash when I have that under control).

There are also the hordes of millennials and others who aren't making any money due to unnecessary/outdated skill sets or knowledge (I refuse to use the term "underemployed" lol).And I could be wrong about this, but aren't Los Angeles and many other parts of SoCal bad places to look for speculative building or over development?

Nothing unnecessary, but just spend what you really need to, to keep them at their full potential.I have friends in the oil business and I only know enough to know that it's super high risk.

Law says you can only build a medium size sfr on an average size lot and then they wonder why the sprawl reaches the desert, and why the city is broke having to pay for thousands of miles of unnecessary public infrastructures 

tch about our recent "unnecessary, greedy" $25/month rent increase because he just bought a truck he couldn't afford.

It is true that mutual funds charge unnecessary fees, but the industry is trending towards transparency and those managers are being quickly weeded out.

Just defending millennials here a bit, alot of people took some unnecessary shots lol.

I care about my investors' money too much to take on unnecessary risk when there are other deals out there.

And one of my pet peeves is the ridiculous and unnecessary documents the lender tosses into the mix, of which I refuse to sign as a seller.