@Marco Santarelli @Ali Boone @Chris Music KC is my hometown :) Basically it is the most sensible place for me to get my feet wet.

Interest-only loans generally have terms shorter than 30-year standard fixed-rate mortgages so the choice of debt instrument depends on the anticipated duration of the investment held.Hope this helps...

I have cut listening to music out of my life and replaced it with BP podcasts; great way to learn tactics.

Use a Trust instrument as a fictitious pass through to avoid the due on sale clause? 

He paid the below market rent 1-2 weeks early every month  for the last three months until this month( his year lease is now up) and procrastinated payment until one day late.He is now on a m2m lease.He passed out listening to loud music after 9PM last night, so after banging on all the doors and windows I called the cops at 11:30PM.

The restriction is that the debt-instrument must be non-recourse. 

People are doing this because they aren't trying to cash flow at 80% LTV with a 15-year fixed rate debt instrument.  

LOL, so you bought Christmas gifts early, that may be your best use for them.I do know of this old book, there is some good psychology contained in that one......but,It reminds me of the musical, The Music Man, where the guy was a "pitchman" salesman posing as a music teacher selling band instruments to kids.

Loud music or TV, messy bathrooms, sinks full of dishes are not my issue and they are to work it out between themselves.  

But person who is taking loan must have some other "insurance instrument".