Maybe I need to market to them with that angle with a little more emphasis. 

Hard money is funds to purchase a property secured by the investment itself so there is less of an emphasis on the borrower's ability to pay and more on the quality of the asset being purchased.

@Damon ArmstrongReminds me of this:http://www.wrigley.com/global/about-us/ourfounder....Hopefully the marble business does not out strip real estate.. or maybe it will.Good luck with the mailers.

There is a certain segment of people that are tired of cheap rehabs, short sales, etc that are focused on the combination of quality combined with technology and energy efficiency.I'm actively hunting some infill redevelopment sites to build exactly what your talking about with the emphasis being on 500-700k homes with the goal being to hit a zero energy status.

I use www.simplifyem.com (aka TREX global)-- I like this site because it's only $3 per transaction, and it's a complete accounting app, AND it was free for less than 4 or 5 units when I started.  

This guy GETS IT on the economic warfare game being played forever on a global scale.

Emphasis on purchasing AS IS .

House prices are cheaper now because of the global crisis?

But everyone no longer has any debt and the small town’s people look optimistically towards their future.Could this be the solution to the global financial crisis?"

A conventional recourse lender (bank, credit union) is focused on the asset to be acquired and will also underwrite a Sponsor's global cash flow from all sources irrespective of their performance on a particular asset.