I bought a simple Wagner texture sprayer that works great, but you have to thin joint compound to the point of it being as loose as a thick paint for it to spray well.3) Basic electrical.

.- maxing a 401k lowers your taxable income by 18k in 2015- a company match is significantly more when compounded tax free over 20+ years- index funds are about as passive as it gets- risk of a balanced boglehead index portfolio in a 401k is lower than buy-n-hold rei- "can't touch this", 401k is protected from creditors, lawsuits..just not divorce ;)I would never contribute anything less than the max to a 401k.

These are outstanding life skills that you can employ for the rest of your life and the longer the period of time that you have to use them, the further the compounding effects will help you to go.This type of initial home-buying strategy can and does lead to further opportunities to grow and achieve further benefits besides those already mentioned.

Another, compounding problem (which has been mentioned), is city regulations.

Credit score 760.No equity going into a house at the moment- but have the cheapest rent possible in your area.Two biggest contenders in my mind at the moment: Dump all profits into index funds utilizing some IRA/401k contributions for extra benefit OR Save up enough to begin flipping houses- still do 401k to at least matching levelNote: not working a 9-5 job, work all your own hours only have to attend 2 meetings/wk 2 hrs eachYour job is already incredibly rewarding so you are willing to take on extra bs/work in order to compound your savings over time.

There always seems to be debate about investing early to capitalize on compounding interest vs paying off debt ASAP.I have a significant student loan debt but my wife and I have been able to put ourselves in position to pay it off in a little over a year from now (using about 50-60% of our combined incomes to pay down loans).I don’t have a job that matches in a 401k, but I have a Roth IRA.

Fill large cracks, voids, or grout lines with a cementitious leveling and patching compound.

The one true advantage youth has over old age is the power of compound interest.

And the penalties for failing to pay is pretty high (something like 10% to 20% upfront and 1% monthly compounding interest thereafter).

But let's no compound the loss by filing a lawsuit.My advice to you is learn from this experience for the next time around.