I go to goodwill to buy my work clothes.

People had one set of clothes.

My car is 7 years old, my house is modest, I don't own a piece of clothing over $100.I get the opportunity to spend quality time with my loved ones and have memories that will far outweigh cash in the bank.  

We ruined a bunch of clothes (old red clothes bleeding onto white ones because the "cold" water was hot) until the water company buried those lines.

I had like 3 shirts growing up so I would wear the same clothes twice a week.

My parents had a treadmill in the bedroom that was used to dry clothes.

If you provide the washer, you may even get complaints about the size not being big enough or not doing a good job washing or drying clothes. 

In fact we pulled up to our most recent BRRRR on the day we closed and our work clothing and work truck must have given the impression of squatters because the next door neighbor was in our yard within 5 minutes demanding to know what we were doing there. 

I buy work clothes at Goodwill, have bought two used trucks in 35 years, have bought tires off Craig's List, do my own PM, etc. 

It is capitalists that provide our homes, food, clothing and everything we need for a good life, not government.In stark response to your ascertain, I say, the world is a better place with more people willing to take a risk to invest in housing because there is unmet demand for housing.