With the volume I will be doing the fee will be worth it.So far I have :Letter 4 centsEnvelope at 500 for 8 bucks at 2 centsMail at 46 cents currently but I am working on 36 cents and annual cost factorPrint outside of envelope 1 cent (ink cost)Roll sticks so you do not have to lick the envelopes1 stick at 2.00 does about 2,000 envelopes marginal cost at a fractional of a centSo I am at 49 cents per piece mailed and I haven't even factored in savings from getting envelopes for 5 bucks instead of 8 or saving with bulk mail.I like the fact I have a full time assistant who only focuses on my business and nothing else.

Many virtual assistants specialize in bookkeeping and can assist you for a fraction of the costs you're associating with these services. 

Your profit on the deal is what is "jacking up" the end sales price.First thing Carla you are right I do buy short sales, and I have done about 15 deals this year, and on everyone of them I have gave the homeowner the option to stay in the home on a 5 year lease option at the EXACT price I paid for the short sale giving them plenty of time to work out their financials and credit while only paying a fraction of what they normally would plus 4% apr on the back end when they repurchase the home. so yeah you're right I don't feel bad WHEN I TELL THEM TO STOP PACKING AND CUT THEIR PAYMENT AND MAKE MY PROFIT OFF THE LOW BACK END INTEREST. and my spread on my wholesale deals is $3500.00 if my end buyer pays for closing cost and right now we do about 4-5 a month (how many house do you sale per month?)

If you don’t have a web site, we have them available to you for fraction of the cost of building one yourself.

You are buying based on a fraction of ARV.

1)  Accrued ratably means to multiply the total discount by the following fraction:(A) the number of days you hold the note, divided by(B) the number of days after the date you acquire the note and up to (and including) the date of its maturity.You take this amortized amount as ordinary income when you sell the note or you can elect to take a piece into income each year.   

BPOs are a fraction of what they once were and REO listings are slim with the majority of the REO Listing going to experienced agents.   

I do not go after fractional places like this.When buying apartment buildings I tell my clients to go after complexes they can own and control.

you would want to ask what your security is.. and with a company of this size they usually have PPM type offerings or they are real estate brokers in CA  were their assets are and are doing fractionalized  interests in existing notes bringing people in and out as their needs arise. 

I don't want to lose out on the opportunity, so I'm wondering if I would be able to get other investors to buy fractions with me so I can purchase with the smaller amount of cash I have.