@David Coleman & @Ian Tudor thank you@Paul Timmins on the nose, I bought my home with NSP funds...$15k forgivable to stay in this freshly rehabbed house with all new appliances, plus another 5k from the county. 

-Ian

A little late @Ian Walsh, but thanks for the input!!

Pro-Owner occupant financingLowered rent risk by spreading rent over multiple unitsCan always pick up a roomateGood hands on experience Can be very good cash flow or "free rent" so to say if 50 percent of the building can cover 100 percent of the rent also known as house hackingDepreciation Cons-You live near the tenantCan go bankruptDevelop tenant relation making it harder to evict Those are some off the top of my head, nor am I an expert yet so take what I put and add to it, same with the BP community

Originally posted by @Ian Walsh:I would get a cosignor. 

I an going to remove the disposer next time.

I an buying an investment property in Ocean City Maryland and will have some specific questions in the near future.  

So I call an acquaintance with a duplex for sale to ask some questions. My intention is to find a 2-4 unit for buy and hold as my first investment. Turns out it's under contract but then he says he's got three single ...

@Ian Dale IbradoWhen I have a multiple occupancy building, I hire a landscape contractor for those services.  

Jody, I am brand new to investing so I an not certain as to exactly how bad the area is I just know its not good.