There is nothing that needs to be solved and further, the suggestion of using the term "housing provider" creates unnecessary ambiguity when the entire rationale for the change according to the OP is to eliminate ambiguity.

You are creating a unnecessary headache. 

I agree with avoiding unnecessary risk especially with IRA funds.

Jim Sokoloff I know that I can live a separate set of rules than my tenants, but if I go with my gut on this one I am sure that having a dog and not allowing my tenant a to have one would cause unnecessary drama that I really don't need in my life.

So, the "gator lender" lends $65,000 to overleverage someone they have never met, on a property they don't know a thing about, saving money by not buying an unnecessary title report/insurance and the deal is completed.

We structure away unnecessary expenses by separating utilities or billing them back using RUBS, updating lighting and heating systems, eliminating wood on exterior and using materials that last. 

LOLI think we ought to let poor Dave be, I typed way too much and I don't blame anyone for not reading it all, but there were several points, they may go right over the heads of guru advocates, so I don't blame anyone.I was asked by a private college here to head up a RE department, I actually considered it, they are "accredited", but I found that they were being sued for bait and switch, selling unnecessary classes toward degrees, that they promised great employment but their ratio of those getting employment in their field were very low.

I see a lot of over-hyping of the Solo 401k and unnecessary singular focus on that plan here on BP.  

And savvy investors do not pay unnecessary taxes!

Some say it's an unnecessary step and expense, but what is your personal assets and protection worth?