Looking back, they weren't so ridiculous,but I learned how to better assess estimates as we put in blood, sweat, and tears ourselves so that was worth it.

I used to do two meet ups, one in Sugar land area and another one in 610 loop area.

@Ryan IngramThank you for not sugar coating.

I could barely understand what was going on, but I could feel my blood rushing through my veins as he announced my target was next.

It's been so much hard work because we've done all of the labor ourselves. 15 weeks of working 6 days a week, 8 hours a day, neglecting home responsibilities, blood, sweat, and tears! 

I agree about the blood...and the debt after retirement...which is why I mentioned NNN as the vehicle. 

rental properties w/ gov't-subsidized interest rates is historically unheard of and unprecedented (unless you look back at Feudal Europe and you are of noble blood and trying to build a castle and you helped the King win his last war against France or whatever). 

Hi Christian, I recently purchased a duplex in SLC Sugar House area and this is what I did for my duplex analysis.

I think they even asked for a blood sample somewhere in there, sandwiched between all the financial statements & documentation.

@Syed Rizvi @Eric GuiltinanHUD does allow for non-occupied co-borrowers on FHA loans but (typically) only when there is a blood or marriage relationship between the applicants.