I'm also a newbie and not confident in evaluating projects and borrowers, so would prefer to partner and diversify.I'm looking at debt funds at crowd funders like Fundrise, as well as business development (BDC) ETFs like Ares, Blue Owl, Golub.

I tried it a few years ago and thought it had potential, but it wasn't quite mature enough to handle my needs so I went back to Quickbooks.But earlier this year, they hit me with a very tempting offer: 5.06% interest on any cash I held in their cash management accounts, operated through Blue Ridge National Bank and FDIC insured, as long as I paid them $192/year for the pro version.

I am more of a big picture blue sky guy..

Located only 5 minutes away from the entrance to the Blue Ridge Parkway!

Located only 5 minutes away from the entrance to the Blue Ridge Parkway!

Hi Greg,Thanks for your comment.I'm glad that you asked lolThe beautiful thing about the pockets we sell in is that there is a mix of owner occupiers and tenants (Investor owned properties).I'd say that it's 50/50 owner occupied and investor owned.Our #1 "pick up" line that we tell investors is that "Our entire staff, including the Dingo himself live in the same area's that we sell in""So you''re tenants are our neighbors"If you ask me mate, that's pretty un-heard of for any turnkey providers to be living in the same areas they sell.Now, Toledo isn't Beverly Hills by any means.It's a blue collar working class town with blue collar working class residents.Decent people that are hard pressed for money but they do their best to pay the rent.Not too much turnover and only a hand full of scenario's over the last 5 years where a property was damaged more than just a basic turn.There are many exit strategies in my opinion.The biggest being that I predict that eventually all of our tenants will want to buy and own again (Just like many did prior to the GFC).Why?

Several weeks after sale,  out of the blue I received a letter form a creditor that there was a lien for $600 on the property PRIOR to the sale, that the builder never paid and now they are going to put a lien on the property against my name.

 Hi Chris,The Northwest blue line areas are always popular.

I have a successful 3 bedroom STR in the Blue Ridge Mountains in Virginia.

I am going to go to work for them get my cowboy boots and my big hat.. 4X4 with a quad in the back and my fly rod to make sure the blue Ribbon trout streams are as advertised..