My base case assumption is that there will be no vaccine until 2021Q2Unemployment doesn't improve in time the 2nd wave hits and remains over 10%... consumption erodes (70% of GDP is consumption spending)Corporate defaults lead to further economic weakening Commercial real estate (office/retail/hospitality) suffers as borrowers can't refinance or sell at their expectationsClass-A multifamily suffers in markets with a lot of supply.

If the pet policy is outlined in the lease, ask the tenant to provide you with a photo of the dog, the vaccination/medical records, and a photo of the dog's license for your records and approval per the lease.

So, with interest rates heading in the wrong direction, let’s wash our hands, put on our face masks, social distance, get vaccinated, and look under the hood….

I am sure once everyone is vaccinated and things go back to normal, these expensive markets will appreciate once more. 

Plus, the vaccine is getting rolled out which will curb the spread tremendously.

They didn't support a moratorium by comparing Covid incidence in people who were evicted with those who were not evicted which might make some sense and the time period of comparison is not relevant to current circumstances where there are vaccines and decreased unemployment. 

Although  so much is open now that I really don't see the point and we do have vaccines. 

If the rationale is covid, and vaccinations are taking hold as they are with the level of uncertainty surrounding conditions 15 months from now about the pandemic and recovery, I dont follow the connection or rationale.....

Plus, the vaccine is getting rolled out which will curb the spread tremendously.

As more sellers get the COVID-19 vaccine, they might become more comfortable with listing their homes, which would boost supply, Abrams suggested.