If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

Welcome Alana, you will find a lot of helpful people on this platform.

But I also haven’t the time to wait because people are people.

In The Tampa Bay Area local investor in the items inside the home/business but looking to get with the right people to build a team.

It's mostly retired people or people who have no money.

People are still sleeping on it! 

I bought a single family because I thought I could house hack in the same way as a duplex and in ways it certainly could have and did work but I didn't expect the relational aspects of having people living in a property I purchased.

It makes lead management way more efficient since they get to focus on people who actually want to do business. 

I am just curious how people scale when they don’t have a lot of liquid cash like me?  

Was that person me or another person as that sounds like something I have been telling people?