They refused to accept my terms and said I would need to put down 30% versus the traditional 80/20 with conventional terms.

Part of what you are describing is traditional seller finance.

By avoiding traditional financing, we moved swiftly to secure the property and maximize its value for a quick resale.

Why are you looking at PML vs traditional financing for this type of deal? 

Could you detail the process for a traditional wholesale and any monetary requirements as you understand it?

Thanks No you cannot refinance a property but why not just get a traditional loan for the property?

The menu offers Cuban favorites like tamales, empanadas, yucca fries, ceviche, and traditional entrees like mojo pork and whole fried snapper, with prices ranging from $12 to $95.

The builder usually has some type of warrenty other than that closing is pretty traditional which would have been similar to your first house. 

Long-Term Rentals: What do you think is a better strategy for someone just starting out—focusing on Airbnb (short-term rentals) or traditional long-term rentals? 

For long-term strategies, a cash-out refinance is usually more advantageous, as it preserves ownership and offers fixed terms.To proceed, start with a professional appraisal to confirm the home’s value, compare refinance terms with traditional lenders, and carefully scrutinize shared-equity program terms to ensure they align with your financial goals.