I know the market likes to front run.The trump trade to some is definitive trade on some form of hyperinflation, and a consumer discretionary increase via reduced taxes, yet higher costs. 

You could also do a 1031 and trade up, could get into a nicer area

I traded all my RE in for apartment complexes in Ohio and we have won every eviction over there due to the judges being tired of these mental midgets lying regarding Covid and not following the CDC standards on their end.  

You bring up an excellent point about the trade-offs between second home and investment property loans.

It's possible rates have peaked based on trading flat and taking a downward turn last week!

I would suggest contacting companies for each trade and get an average bid from each sub. 

There are some important factors that you need to take note of with regards to the 1031 exchange or the Tax-deferred exchange: •One important requirement you need to have if are an investor and you want to take advantage of this 1031 Exchange is that the property you are selling should be significant when it comes to trade or business functions that are beneficial for the people as well as for the government.

The trade-off is losing out on potential growth from a reinvested 1031 exchange, but if you’re thinking about a HELOC later to invest again, this could bridge the gap.What I’d do in your shoes:If it were me, I’d run the numbers on a worst-case scenario for each option.

I kind of gave up on Stessa, just do not have the time to deal with ongoing computer issues and constantly not being able to communicate with a company.

But it's just a trade off--no wrong answer.